{"id":57137,"date":"2025-12-12T17:38:22","date_gmt":"2025-12-12T21:38:22","guid":{"rendered":"https:\/\/stockmarketwatch.com\/stock-market-news\/market-shifts-bank-deposits-dip-fed-justifies-rate-cut-ryanair-ceo-plans-exit\/57137\/"},"modified":"2025-12-12T17:38:22","modified_gmt":"2025-12-12T21:38:22","slug":"market-shifts-bank-deposits-dip-fed-justifies-rate-cut-ryanair-ceo-plans-exit","status":"publish","type":"post","link":"https:\/\/www2.stockmarketwatch.com\/stock-market-news\/market-shifts-bank-deposits-dip-fed-justifies-rate-cut-ryanair-ceo-plans-exit\/57137\/","title":{"rendered":"Market Shifts: Bank Deposits Dip, Fed Justifies Rate Cut, Ryanair CEO Plans Exit"},"content":{"rendered":"<h2>Key Takeaways<\/h2>\n<ul>\n<li><strong>US bank deposits declined by nearly $50 billion<\/strong> in the past week, signaling a shift in financial flows.<\/li>\n<li><strong>Federal Reserve Governor Mary Daly publicly supported the recent interest rate cut<\/strong>, acknowledging the difficult balance between controlling inflation and preventing a faltering job market.<\/li>\n<li><strong>Ryanair (<a href=\"\/stock\/RYAAY\">RYAAY<\/a>) CEO Michael O&#39;Leary announced plans to transition leadership by 2035<\/strong>, aiming for a &quot;nicer&quot; successor.<\/li>\n<\/ul>\n<p>US bank deposits saw a notable decrease, falling to <strong>$18.479 trillion from $18.528 trillion<\/strong> in the prior week. This nearly <strong>$50 billion reduction<\/strong> indicates a shift in liquidity within the banking system.<\/p>\n<p>Meanwhile, Federal Reserve Governor Mary Daly provided insight into the central bank&#39;s recent decision to cut interest rates. Daly stated she backed the vote to reduce rates at this week&#39;s Federal Open Market Committee (FOMC) meeting, describing it as &quot;not an easy choice&quot;. She emphasized that the Fed&#39;s mandates were in conflict, with inflation remaining too high while the central bank could not allow the jobs market to falter.<\/p>\n<p>Daly further articulated that the rate cut positions the Fed to achieve both of its dual goals: price stability and maximum employment. Her comments underscore the complex economic landscape influencing monetary policy decisions. San Francisco Fed President Mary Daly, who does not hold a vote on the FOMC, has previously hinted that the Fed chair was leaning in favor of a rate cut, citing concerns that have shifted from inflation to a weakening labor market.<\/p>\n<p>In corporate news, Michael O&#39;Leary, the outspoken Chief Executive of <strong>Ryanair Holdings Plc<\/strong> (<a href=\"\/stock\/RYAAY\">RYAAY<\/a>), plans to hand over the reins to a successor by 2035. The long-serving chief aims for a &quot;nicer&quot; individual to take over leadership of the low-cost airline, according to reports. Ryanair&#39;s American Depositary Shares (ADS) trade on NASDAQ under the ticker RYAAY.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Key Takeaways US bank deposits declined by nearly $50 billion in the past week, signaling a shift in financial flows. [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":50383,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"default","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-4)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"rank_math_schema_Article":[],"rank_math_focus_keyword":[],"rank_math_description":[],"financial_data_references":[],"stock_symbols_mentioned":[],"footnotes":""},"categories":[5012],"tags":[7319,2196,15736,3710,3880,4222,4930,4945,5310,5734,6249],"class_list":["post-57137","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-breaking-news","tag-ads","tag-ryaay","tag-michael-oleary","tag-federal-reserve","tag-fomc","tag-interest-rates","tag-banking","tag-monetary-policy","tag-us-economy","tag-airline-industry","tag-ryanair"],"_links":{"self":[{"href":"https:\/\/www2.stockmarketwatch.com\/stock-market-news\/wp-json\/wp\/v2\/posts\/57137","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www2.stockmarketwatch.com\/stock-market-news\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www2.stockmarketwatch.com\/stock-market-news\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www2.stockmarketwatch.com\/stock-market-news\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www2.stockmarketwatch.com\/stock-market-news\/wp-json\/wp\/v2\/comments?post=57137"}],"version-history":[{"count":0,"href":"https:\/\/www2.stockmarketwatch.com\/stock-market-news\/wp-json\/wp\/v2\/posts\/57137\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www2.stockmarketwatch.com\/stock-market-news\/wp-json\/wp\/v2\/media\/50383"}],"wp:attachment":[{"href":"https:\/\/www2.stockmarketwatch.com\/stock-market-news\/wp-json\/wp\/v2\/media?parent=57137"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www2.stockmarketwatch.com\/stock-market-news\/wp-json\/wp\/v2\/categories?post=57137"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www2.stockmarketwatch.com\/stock-market-news\/wp-json\/wp\/v2\/tags?post=57137"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}